Privacy | Terms Of Service

RETIREMENT PLANNING ADVISORS, INC.
WEBSITE USE TERMS AND CONDITIONS

Welcome and thank you for visiting the Retirement Planning Advisors, Inc. (“RPA”) [ReverseRetirementPkanning.com, HowDoIPayTheNursingHome.com and RetirementCrisisPlanning.com] website (the “Site”). Your use of this Site and the information, content, products and services available through the Site are subject to the following Terms and Conditions (“Terms”), which may be updated by us from time to time without notice to you.  If you do not agree to any of these Terms, please do not use our Site.

Ownership of Company Information

Information on RPA and its products, including text, graphics, button icons, audio and video clips, digital downloads, data compilations, logos and information about our services is referred to as “Company Information.” RPA owns all copyrights, trademarks, service marks, and trade names related to our Company Information.  All Company Information is proprietary to RPA.

Use Agreement

RPA offers the products and services available on our Site conditioned upon your acceptance of all the Limitations of Use and Prohibited Activities stated below (collectively, the “Use Agreement”).  By using the RPA Site in any manner, you accept and agree to be bound by this Use Agreement. Your continued use of RPA’s Site is your acceptance of any changed or modified Use Agreement.

Limitations of Use

RPA’s Site and any Company Information is available to you only for non-commercial uses to determine the availability of products and services offered on our Site and to transact business with RPA.  Unless you are an authorized RPA employee or agent, you may not use the information provided on this Site for any commercial use or other purpose.

You may not use RPA’s Site for or in connection with offering any third party product or service not authorized or approved by RPA.

RPA is not liable for information that is inaccurate due to technical defects in software used on our Site, whether induced by our systems or by software provided by third parties.

If RPA notifies you that the manner in which you are using one of the RPA Site is prohibited or unauthorized, you may no longer use the Site for that particular purpose.

Prohibited Activities

You may not copy, display, distribute, download, license, modify, publish, re-post, reproduce, reuse, sell, transmit, use to create a derivative work, or otherwise use the content of this Site for public or commercial purposes without our express written permission.  Nothing on this Site shall be construed to confer any grant or license of any intellectual property rights, whether by estoppel, by implication, or otherwise.

You may not modify, re-render, frame, mirror, truncate, add to, inject, filter or change the order of the information contained on any page of the RPA Site, including, without limitation, by any way of reproducing RPA web pages or Company Information on any other website without our express written permission.

You may not copy, derive, edit, translate, decompile, reverse engineer, modify, use, or reproduce any code or source code relating to our Site, including without limitation, any service or product RPA offers.

You may not cause to appear any pop-up, pop-under, exit windows, expanding buttons, banners, advertisement, or anything else which minimizes, covers, or otherwise inhibits the full display of this Site.

You may not use any deep-link, page-scrape, robot, crawl, index, spider, click spam, macro programs, Internet agent, or other automatic device, program, algorithm or methodology which does the same things, to use, access, copy, acquire information, generate impressions or clicks, input information, store information, search, generate searches, or monitor any portion of the RPA Site or Company Information.

You may not use the RPA Site in any way which depletes web site infrastructural resources, slows the transferring or loading of any web page, or interferes with the normal operation of our Site.

You many not upload or transmit to the RPA Site any device, software, program, or file that may damage the operation of any computer or the RPA Site, including without limitation, viruses or corrupt files.

You may not disguise the origin of information transmitted to, from, or through the RPA Site. You may not circumvent any measures implemented by RPA aimed at preventing violations of this Use Agreement. You may not violate the restrictions in any robot exclusion header.

When you use the RPA Site or Company Information for an authorized purpose, you must include all proprietary notices without changing, hiding or deleting them.

You may not engage in any conduct that is, or that RPA deems to be, in violation of this Use Agreement.

Links to Other Websites

The RPA Site may have links to other websites which are not operated, controlled or maintained by RPA. RPA is not responsible for the content of such websites and cannot guarantee that such web sites will not change without our knowledge. The inclusion of such links on RPA’s Site does not imply RPA’s endorsement or approval of the linked sites or their content. If you navigate away from our web pages by clicking on an unaffiliated web site link, you do so at your own risk and you should be aware that our Terms and Conditions no longer govern. You should review the applicable Terms and Policies, including privacy and data gathering practices, of any site to which you navigate from our sites or relating to any applications you use or install from another site.

Liability Disclaimer

THE CONTENT AND COMPANY INFORMATION FOUND ON RPA’S SITE IS PROVIDED “AS IS”, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY CONCERNING THE INFORMATION, SERVICES, OR PRODUCTS OFFERED OR PROVIDED THROUGH OR IN CONNECTION WITH RPA’S WEBSITE AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. IN NO EVENT SHALL RPA BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF, OR IN ANY WAY CONNECTED WITH, THE USE OF RPA’S WEBSITE OR WITH THE DELAY OR INABILITY TO USE RPA’S WEBSITE, OR FOR ANY INFORMATION (INCLUDING COMPANY INFORMATION), SOFTWARE, PRODUCTS, AND SERVICES OBTAINED THROUGH RPA’S WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THE RPA WEBSITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF RPA HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.

You use this publication with the understanding that RPA is not engaged in and is not rendering legal, accounting, financial, tax advice or other professional services.  The information published in the RPA Site should not be relied upon as a substitute for independent research or a substitute for the advice of an attorney, tax advisor, or financial advisor before taking any action.  This Site is not meant to provide any legal, accounting, financial or tax advice.

This disclaimer of liability applies to any damages or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication-line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortious behavior, negligence, or under any other cause of action.

Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitations may not apply to you.

E-mail Communication Disclaimer

Please note that when we contact you by e-mail, such communications are not secure. It is the responsibility of the recipient to make sure the message is virus-exempt.  We are not responsible for any unauthorized alterations or modifications made to any of our e-mail messages. We make no warranty of any kind with respect to the accuracy of the contents of any of our e-mails. If you require confirmation of the contents of any of our e-mails, please contact RPA directly.

Our Company’s Legal Rights

Forum Selection

These Terms and the relationship between you and RPA shall be governed by the laws of the State of California without regard to any conflict of law provisions.  You agree to the personal and exclusive jurisdiction of the courts located within Los Angeles, California.  You hereby consent to the exclusive jurisdiction and venue of the State and Federal courts in the Central District of California in all disputes arising out of or relating to these Terms, our Site and Site Information.

Class Actions

To the fullest extent permitted by applicable law, no arbitration or claim under these Terms and Conditions shall be joined to any other arbitration or claim, including any arbitration or claim involving any current or former User of our Site, and no class arbitration proceedings shall be permitted.

Limited Time to Bring Your Claim

You agree that any cause of action arising out of or related to the Site or any Site Information must be commenced within one (1) year after the cause of action accrues. Otherwise, such cause of action is permanently barred.

Entire Agreement

This Use Agreement constitutes the entire agreement between the parties on the use of and access to this Site.  If any provision of this Use Agreement is unlawful, void or unenforceable, then that provision shall be deemed severable from the remaining provisions, and shall not affect the validity and enforceability of the remaining provisions.

Additional Information

We want to thank you for visiting the RPA website.  For additional information and to learn more about RPA, please contact us at 16700 Valley View Ave., Suite 160, La Mirada, CA  90638 or you can reach us by telephone at (562) 282-0599.